UTI

UTI - Scheme C - Tier I

UTI Retirement Solutions Ltd.
Corporate BondsTier IEst. 2009
NAV
41.15
08 Jul 2026
+5.72% (1Y)Compare
70/100
Ncash Score
4/10
Category Rank
+7.89%
3Y CAGR
17+ Yrs
Track Record
Ncash ScoreGrade B
70
Composite score based on returns, risk, consistency & track record vs category peers.
Returns
30/45
Risk
13/25
Consistency
22/25
Track Record
5/5
Risk Metrics3-Year Rolling
VolatilityGood
+1.4%
Sharpe RatioGood
0.65
Max DrawdownGood
-0.9%
Sortino RatioGood
0.62
Who Should Invest?
Long-term (10+ yrs)
Strong track record
First-time NPS
17+ Yrs track record
⚠️
Medium-term
Below category avg
Conservative
Lower volatility
Data as of: 08 Jul 2026 • Data refreshed daily

Frequently Asked Questions

What is UTI NPS Scheme C Tier I?

UTI NPS Scheme C Tier I is a National Pension System (NPS) scheme managed by UTI Retirement Solutions Ltd.. It invests in corporate debt instruments and bonds under the Corporate Bonds (Scheme C) asset class. Tier I is a mandatory retirement account with a lock-in period until age 60, offering tax benefits under Section 80CCD. The scheme has a track record of 17+ Yrs.

What is the Ncash Score for UTI Scheme C Tier I?

UTI Scheme C Tier I has an Ncash Score of 70/100, rated "Very Good" (Grade B). The score is composed of Returns (30.1/45), Risk (13.2/25), Consistency (21.9/25), and Track Record (5.0/5).

What are the returns of UTI Scheme C Tier I?

The CAGR returns for UTI NPS Scheme C Tier I are — 1-year: +5.72%, 3-year: +7.89%, 5-year: +6.74%, 10-year: +7.74%, since inception: +8.58%. Returns are calculated on a trailing basis and updated regularly.

How does UTI Scheme C rank among peers?

UTI NPS Scheme C Tier I is ranked 4/10 among all Corporate Bonds Tier I NPS schemes based on overall performance. Rankings factor in returns across multiple periods, risk-adjusted performance, and consistency.

What are the risk metrics for UTI Scheme C Tier I?

Key risk metrics for UTI NPS Scheme C Tier I — Volatility: 1.4%, Sharpe Ratio: 0.65, Max Drawdown: -0.9%. A positive Sharpe Ratio indicates the scheme generates returns above the risk-free rate relative to its volatility.

FULLY LICENSED. FULLY COMPLIANT.
Amfi

Association of Mutual Funds of India Registered Mutual Fund Distributor ARN:186998

PFRDA

Pension Fund Regulatory and Development Authority  RAN00005154E

IRDA

Insurance Regulatory and Development Authority of India
Registration No: CA0906

BSE

BSE Registered Mutual Fund
Distributor Code No:54569

DIPP

Department of Promotion
of Industry and Internal Trade No : DIPP82861

ITR

E-Return Intermediary
Registration No : ERIP005873

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